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Retirement-Planning
Web Sites IMPORTANT
NOTE:
American Savings Education Council: This group of businesses and nonprofit organizations knows that sometimes you just want a quick answer. Try their Ballpark Estimate calculator. It takes just a minute to give you an idea of where you stand. http://www.asec.org Financenter.com: Here are ClikCalcs, a very comprehensive set of financial calculators. You can get answers to a host of questions including: "Should I buy or lease that car", "Which IRA is better?" and, "How much insurance will I need". If you need more than a calculator, check out another site. http://www.financenter.com Financial Engines: This new and popular site is easier to use and more sophisticated than many Web-based retirement planners. Put in your particular data, and it will assess your chances of meeting your goals. You can also analyze your 401(k) and give you advice about when to shift investments. The program is also free for basic investment advice. If you want personalized advice it will cost you. http://www.financialengines.com MSN MoneyCentral: Microsoft's financial-planning site is huge and it's easy to get lost. Try their retirement calculator, read pages upon pages of background material on such topics as annuities, wills, or your retirement portfolio; and search for the best mutual funds based on Morningstar ratings, or fees or performance. http://moneycentral.msn.com/retire/home.asp Mutual Fund Education Alliance: This educational website is sponsored by an association of no-load mutual funds and is also a gateway to the participating fund families. It has information about workplace retirement benefits; its own retirement calculator; and articles, charts, calculators, and links to many fund companies. However, this site only recommends the funds of sponsoring members. http://www.mfea.com/Learn/retire.htm Quicken.com: Intuit, the publisher of the popular money-management software, has aimed in becoming the standard for complete, financial information. It features information on retirement planning, as well as links to investment products, in-depth articles, calculators, and advice. http://www.quicken.com/retirement/ RothIRA.com: Everything you want to know about tax-free Roth IRAs is here: links to hundreds of articles and calculators, the latest news from Washington on the subject, and help in planning how best to use a Roth IRA. However, it tends toward the technical side. http://www.rothira.com
If you have a site you want to recommend, please forward it to the Retirement Office email address at retire@ladwp.com
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| Although this document discusses the Plan in some detail, if there are any conflicts, real or apparent, between this document and the City Charter or the Plan, the terms of the Charter and the Plan will at all times be the final authority. Therefore before relying on provisions described in this document or taking any action which will affect your future welfare, you and your beneficiaries are urged to consult the Retirement Plan Office for the specific terms of the Plan in any situation. |