Summary Plan Description: Table of Contents

		Summary Plan Description

Sections at a Glance Administration Overview Membership Contributions Retirement Disability Death Benefits Health Plans Mission Statement To Main Page To Publications		Table of Contents Administration The Board of Administration The Retirement Plan Office Appeals Procedure Overview The "Plan" Funding the Plan Financing Investments Interest Actuarial Surveys Annual Report Reciprocal Agreement Between the Plan and LACERS Membership in the Plan Becoming a Member Full Membership Membership After Termination and Return to Department Employment Membership - Transfers from Other City Departments Contributions to the Plan Retirement Contributions Contribution Rates - New Members Contribution Rates - Returning Members Contribution Rates - Transfers from Other City Departments Contribution Rates - Entry Age Suspension of Contributions Withdrawing Your Contributions Purchasing Service Credit Contracts Transferred from LACERS Purchasing Other Governmental Service Purchasing Maternity Leaves Additional Contributions Contributions to the Disability and Death Benefit Funds Your Retirement Allowance Planning Your Retirement Types of Retirement Pensions Definition of "Eligible Spouse" When You Can Retire The Formula Pension Minimum Pension C Definition of Minimum Pension C Service Credit How to Estimate Your Full Minimum Pension C Early Retirement Factors Minimum Pension A Definition of Minimum Pension A Service Credit Retirement Allowance Options Summary of Options Option Full Allowance Option A Allowance Option D Allowance Option B Allowance Option C Allowance Choosing an Option Retiring from Permanent Total Disability Lump-Sum Settlement Adjustments to Your Retirement Allowance Delayed or "Vested" Retirement Rights Additional Annuity Available Applying for Your Retirement Federal and California State Income Taxes Disability General Information The Disability Fund Provides Off-the-Job Disability Benefits Eligibility for Disability Benefits Temporary Disability Permanent Total Disability Extended Temporary Disability Coverage While on Leave of Absence Disability Claim Procedure Medical Certification First and Second Sick Days Off Relapse The Amount of Your Benefit Payments Percentage of Salary Paid as Temporary Disability How Long Benefits Continue Limitation of Rights to Disability Benefits How Workers' Compensation Affects Your Benefits Contingent Disability Benefits Federal and California State Income Taxes Death Benefits Insured-Life Death Benefit Survivor's Optional Death Benefit Allowance Family Death Benefit Allowance Coverage While on Leave of Absence Supplemental Family Death Benefit Allowance When Family Death Benefits and Supplemental Family Death Benefits Stop No Double Coverage Death Benefits Claim Procedure Your Beneficiary Health Plans Retirement Plan Mission Statement

		Although this document discusses the Plan in some detail, if there are any conflicts, real or apparent, between this document and the City Charter or the Plan, the terms of the Charter and the Plan will at all times be the final authority. Therefore before relying on provisions described in this document or taking any action which will affect your future welfare, you and your beneficiaries are urged to consult the Retirement Plan Office for the specific terms of the Plan in any situation.